Spend management pricing compared, November 2026.

We compared 10 spend management tools. 10 publish a price on their own site; 5 have a free plan. Units differ (per user, per month, per year), so read the billing column before comparing.

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Tools compared
10
Publish a price
10
Free plan
5
Tracked price changes
19

Entry prices side by side

Each price read from the vendor’s own pricing page. Last checked 13 November 2026.

ToolCheapest paid planPriceBillingFree planPrice changes tracked
SAP ConcurBasefrom $7 [1]per expense reportNo0
PleoStart£8/user/mo [2]per user per month (UK) · Free trial, no free planNo2
QontoBasic€9/mo [3]€108 billed annuallyNo0
BrexPremium$12/user/mo [4]per user per month · Essentials plan is $0Yes0
Mesh PaymentsPremium$13/user/mo [5]per user per month · Free Pro plan for up to 3 usersYes2
RampPlus$15/user/mo [6]per user per month, plus a platform fee by team sizeYes0
MercuryPlus$29.90/mo [7]per monthYes0
BILLEssentials$49/user/mo [10] evidenceper user per month · Spend & Expense is $0Yes9
TipaltiAccounts Payablefrom $99/mo [8]per monthNo6
PayhawkGrowth£149/mo [9]per month (UK/EEA small-business plan)No0
  • SAP Concur
    from $7 [1] · Base
    per expense report
    Free plan: no · Price changes tracked: 0
  • Pleo
    £8/user/mo [2] · Start
    per user per month (UK) · Free trial, no free plan
    Free plan: no · Price changes tracked: 2
  • Qonto
    €9/mo [3] · Basic
    €108 billed annually
    Free plan: no · Price changes tracked: 0
  • Brex
    $12/user/mo [4] · Premium
    per user per month · Essentials plan is $0
    Free plan: yes · Price changes tracked: 0
  • Mesh Payments
    $13/user/mo [5] · Premium
    per user per month · Free Pro plan for up to 3 users
    Free plan: yes · Price changes tracked: 2
  • Ramp
    $15/user/mo [6] · Plus
    per user per month, plus a platform fee by team size
    Free plan: yes · Price changes tracked: 0
  • Mercury
    $29.90/mo [7] · Plus
    per month
    Free plan: yes · Price changes tracked: 0
  • $49/user/mo [10] evidence · Essentials
    per user per month · Spend & Expense is $0
    Free plan: yes · Price changes tracked: 9
  • from $99/mo [8] · Accounts Payable
    per month
    Free plan: no · Price changes tracked: 6
  • Payhawk
    £149/mo [9] · Growth
    per month (UK/EEA small-business plan)
    Free plan: no · Price changes tracked: 0

Sorted by entry price. Prices are in the vendor’s own currency. Tools that don’t publish a price are listed last, with AWS Marketplace or Vendr evidence where we have it.

Recent price changes in spend management

  • 18 June 2026, Tipalti: Select plan removed (was $99/month) [11]
  • 7 January 2026, BILL: Essentials: $45 → $49/month per user (+9%) [12]
  • 7 January 2026, BILL: Team: $55 → $65/month per user (+18%) [12]
  • 6 October 2025, BILL: Corporate: $79 → $89/month per user (+13%) [13]
  • 29 August 2025, Tipalti: Select plan added at $99/month [14]
  • 29 August 2025, Tipalti: Starter plan removed (was $99/month) [14]
  • 4 November 2024, Tipalti: Starter: $129 → $99/month (-23%) [15]
  • 6 December 2023, Tipalti: Tipalti Starter plan added at $129/month

Each change is checked against the vendor’s page or the Internet Archive. See every verified spend management price change.

FAQ

What is the cheapest spend management tool?

The lowest listed entry price is SAP Concur Base at from $7 (per expense report). Billing units differ between vendors, so compare the billing column, not just the number.

Which spend management tools have a free plan?

Brex, Mesh Payments, Ramp, Mercury and BILL.

Which spend management tool changed its pricing most recently?

Tipalti on 18 June 2026: Select plan removed (was $99/month).

Sources

  1. SAP Concur pricing pageconcur.com · Pricing page · checked 13 Nov 2026Supports: Base: from $7 (per expense report)
  2. Pleo pricing pagepleo.io · Pricing page · checked 13 Nov 2026Supports: Start: £8/user/mo (per user per month (UK))
  3. Qonto pricing pageqonto.com · Pricing page · checked 13 Nov 2026Supports: Basic: €9/mo (€108 billed annually)
  4. Brex pricing pagebrex.com · Pricing page · checked 13 Nov 2026Supports: Premium: $12/user/mo (per user per month)
  5. Mesh Payments pricing pagemeshpayments.com · Pricing page · checked 13 Nov 2026Supports: Premium: $13/user/mo (per user per month)
  6. Ramp pricing pageramp.com · Pricing page · checked 13 Nov 2026Supports: Plus: $15/user/mo (per user per month, plus a platform fee by team size)
  7. Mercury pricing pagemercury.com · Pricing page · checked 13 Nov 2026Supports: Plus: $29.90/mo (per month)
  8. Tipalti pricing pagetipalti.com · Pricing page · checked 13 Nov 2026Supports: Accounts Payable: from $99/mo (per month)
  9. Payhawk pricing pagepayhawk.com · Pricing page · checked 13 Nov 2026Supports: Growth: £149/mo (per month (UK/EEA small-business plan))
  10. Internet Archive (Wayback Machine): BILL pricing page, 3 Oct 2026Internet Archive (Wayback Machine) · Pricing page · checked 13 Nov 2026Supports: Essentials: $49/user/mo (per user per month)
  11. Internet Archive (Wayback Machine): Tipalti pricing page, 18 Jun 2026Internet Archive (Wayback Machine) · Pricing page · checked 18 Jun 2026Supports: Select plan removed (was $99/month)
  12. Internet Archive (Wayback Machine): BILL pricing page, 7 Jan 2026Internet Archive (Wayback Machine) · Pricing page · checked 7 Jan 2026Supports: Essentials: $45 → $49/month per user (+9%)
  13. Internet Archive (Wayback Machine): BILL pricing page, 6 Oct 2025Internet Archive (Wayback Machine) · Pricing page · checked 6 Oct 2025Supports: Corporate: $79 → $89/month per user (+13%)
  14. Internet Archive (Wayback Machine): Tipalti pricing page, 29 Aug 2025Internet Archive (Wayback Machine) · Pricing page · checked 29 Aug 2025Supports: Select plan added at $99/month
  15. Internet Archive (Wayback Machine): Tipalti pricing page, 4 Nov 2024Internet Archive (Wayback Machine) · Pricing page · checked 4 Nov 2024Supports: Starter: $129 → $99/month (-23%)

Other markets: Sales intelligence · GTM engineering · AI visibility tools. IndustryLens’s own pricing is at /pricing.

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